Get VA pre-approved—no judgment

Texas veterans: get a VA-specific pre-approval map, see where you stand, typically in 48-72 hours, once all documents are submitted—without spam, pressure, or dead ends.

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50% Off First Purchase

Clarity you need—here’s what you get

1 Explore Your Unique Situation

What it does: Review your unique situation and if it makes sense, submit your application.

Why it matters: Get an overview of the process and share the required inputs.

Pain solved: No more “they dinged my credit before helping.”

2 Prepare Your Inputs

What it does: Ensure all the documents are in place so you can move forward. Most applicants receive a decision in about 2–3 days.

Why it matters: You don’t need perfect credit to see if you qualify.

Pain solved: No more uncertainty about when you will be eligible.

3 Personalized Plan

What it does: Provides a personalized action plan to guide your next steps.

Why it matters: Helps you get “move-in ready.”

Pain solved: Ends confusion and frustration.

Tired of struggling with credit scores?

“Why does every lender ghost me?”

“What are the next steps for my situation?”

“Why won’t anyone answer my questions?”

We give you a straight answer, typically within 48-72 hours after documents are submitted. No judgment. No runaround. The VA does not require a minimum credit score, and we underwrite to the VA guideline.

Every month you wait costs real money

The median home price in Texas jumped 40% between 2019 and 2023 (Houston Chronicle).

Built for veterans. Aligned with real VA underwriting.

VA-experienced strategists and lender partners
150+ Texas veterans guided in year one
Community-rooted: workshops, VFW events, local housing fairs
We never sell your info. Period.

Three simple steps to get started

1. 60-second form (today)

Tell us your basics and schedule your application call.

2. Application review

Once your documents are submitted, we will keep you updated on the status. Applicants typically get a response within 48-72 hours.

3. Receive Your Approval Result

Your personalized plan helps guide your next steps. With your pre-approval letter in hand, start shopping for your dream home.

Pre-approval uses a credit inquiry and may affect your score. If you proceed with a loan application, we will require a hard inquiry—with your permission—for pre-approval. Results vary by profile and history; timelines are estimates, not guarantees.

Matt Smith

Outside Loan Originator

Licensed in California and Texas

NMLS: 2571800

Texas Savings and Mortgage Lending (SML): Approved to Represent Mortgage Solutions of Colorado, LLC